We all mean well after we arrange out a
budget, however while not discipline, impulse management, diligent work of your financial gain and expenses — and a keen awareness of what quantity you’ll be able to afford to pay — you’ll be
haemorrhaging cash in no time. There are smartphone apps which will assist you simply set a budget and log your expenses on the go.
Here are 5 of our favorite budgeting and private finance apps.
1. Mint (Andoid, iOS)
Mint got the most votes, and it was no surprise. It helps you stay on top of every facet of your money all from one place with a simple to use interface. This is budgets made simple.
Mint lets you create a budget in a few steps, and it even sends you alerts when bills need to be paid or you’re getting dangerously close to your budget limit. They’ll even send you an alert when you go over budget.
Our favorite feature is how it sends tips to maximize your money every day (Like not buying 3 coffees from Starbucks).
2. PocketGuard (Andoid, iOS)
Don’t you wish you had a friend that could tell you every time you went over your budget?
Meet PocketGuard.
If you have a history of overspending (Who? Us?) and don’t know how to break the habit, download PocketGuard.
PocketGuard seamlessly links to all of your financial accounts, helping you keep track of your spending each month. Don’t worry if you’re not too tech savvy, it’s super easy to set up and link to your bank accounts.
One person even said PocketGuard helped drastically reduce their spending. That poke in the ribs every time you make a guilty purchase must work!
3. Goodbudget (Android, iOS)
Goodbudget (formerly EEBA, the Easy Envelope Budget Aid) is a money manager for budget planning and personal finance management. Goodbudget is an expense and budget tracker that allows you to proactively plan finances ahead of time with the Envelope system of budgeting. Organize your money into Envelope categories that you create, and decide how you want to spend your money. Keep track of bills and income to help you save more and make smart choices!
4. Wally (Android, iOS)
Wally is an iOS personal finance app that aims to bring all of the financial information you need into easy view so you can quickly take control of your finances. Users can set a savings target, spending budget and income, which you can quickly reference on the main screen. We like that you can quickly create and view expenses, keep track of money saved and saving goals. Neat features include social and location tools for your expenses, allowing you to record not only how much you spend, but also where and with who, as well as detailed infographics of your spending. Wally has also debuted an Android beta, though it’s not quite as polished as the iOS version yet.
5. Spendee (Android, iOS)
Another nicely designed expense tracking app, Spendee features a flat, brightly coloured and easily navigable UI. Expenses are quickly logged into categories, with the option to snap photos of bills and receipts for easy storage. The Feed tab lets you easily scroll through your expenses, while the Overview mode offers useful infographics on your spending over time, as well as a breakdown of what items and categories you’re spending your money on. If there’s anything to complain about really, it’s the lack of budget creation tools, but for expense and income tracking, it’s a sweet and simple solution that’s easy on the eyes.
Source: www.thrillernewsgh.com